Verified by Visa

Verified by Visa is the name of the service provided by Visa. It uses personal PINs and identity information to help protect Visa card numbers against unauthorised use online.

• It is a merchant that has registered for the Verified by Visa service.
• For the service to be 100% secure, it is important for banks that issue cards and acquire the transactions on behalf of merchants are certified for this service. Cardholders and merchants need to participate to ensure complete security.
• If a merchant is not certified, it is not a participating merchant, and it will not receive the benefit of guaranteed payment.
• A participating merchant can be located in South Africa or anywhere else in the world.

• Most participating merchants will display the Verified by Visa logo on their sites.
• Even if these logos are not displayed, a merchant may still be a participant and you will be prompted to enter your secret PIN.

When a card that has been activated for Secure Internet Shopping is used at participating online merchants, your card number will be recognised and you will be prompted to enter your PIN to complete the purchase.

• When you correctly enter your secret PIN during a transaction at a participating online merchant, you confirm that you are the authorised cardholder and the transaction is then completed.
• If an incorrect PIN is entered, the transaction will not be completed.
• Even if someone has your credit or cheque card number, the purchase cannot be completed without your PIN provided that you are shopping at a participating merchant.
• A fraudster will not be able to use an activated card at a participating merchant as they will not know the secret PIN you selected.
• Your SecureCode CSP is the same as your CSP

• Secure Internet Shopping works with most browsers. However, software that prevents pop-up windows may interfere with the service.
• No special software is required for this service.

The online purchasing process will not change, except that now you will be prompted to enter your PIN during checkout and payment.

No, you simply activate your existing card or cards.

No, both types of cards can be activated for Secure Internet Shopping.
I have additional secondary cards linked to my main account. How does that work?

• Activation is for each card and a PIN is linked to that card during activation.
• The person whose name the card has been issued in must activate each card.

No, they are all completely separate.

There is no charge for using the service.

As soon as the merchant passes a transaction to the bank for payment.

Yes, you will need to reactivate if your card number changes.

No, as the card number does not change.

ABSA - Cardholders -- Click Here!

Standard Bank - Cardholders -- Click Here!

First National Bank - Cardholders -- Click Here!

Nedbank - Cardholders -- Click Here!

United Kingdom - Cardholders -- Click Here!

Last updated - 11/12/2008